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Financial Disclaimer

Last updated: June 3, 2026

⚠️ Important Notice

Fiiuno is NOT a SEBI-registered Investment Adviser, IRDAI-licensed Insurance Adviser, or Registered Financial Planner. All content is for informational purposes only and does not constitute financial, investment, tax, or legal advice.

1. Not Investment Advice

Fiiuno is not registered with the Securities and Exchange Board of India (SEBI) under the SEBI (Investment Advisers) Regulations, 2013. Nothing on this platform constitutes investment advice, a recommendation to buy or sell any security, mutual fund, or financial instrument, or a solicitation of any offer to buy or sell securities.

All calculator outputs, Financial Health Scores, portfolio analyses, and AI-generated recommendations are for general educational and informational purposes only. They are based on the inputs you provide and standard financial formulas — they do not account for your complete financial situation, risk tolerance, or personal circumstances.

2. Not Tax Advice

The tax calculations and regime comparisons provided by Fiiuno are based on publicly available income tax slabs and standard deduction rules for India. These are estimates only and may not reflect your actual tax liability.

Fiiuno is not a Chartered Accountant or tax consultant. Please consult a qualified CA or tax advisor for personalized tax advice and filing assistance.

3. Not Insurance Advice

Fiiuno is not licensed by the Insurance Regulatory and Development Authority of India (IRDAI) as an insurance broker, agent, or adviser. Our Insurance IRR Analyzer and Coverage Checker tools provide analytical outputs based on data you enter — they do not constitute recommendations to purchase, surrender, or modify any insurance policy.

Please consult an IRDAI-licensed insurance adviser before making any insurance decisions.

4. Accuracy of Information

While we strive to provide accurate and up-to-date information, Fiiuno makes no warranties or representations regarding the accuracy, completeness, or timeliness of any content on our platform. Financial regulations, tax laws, and market conditions change frequently — always verify critical information with official sources such as SEBI, IRDAI, Income Tax Department, and RBI.

5. Past Performance

Any historical returns, benchmark comparisons, or illustrative examples used in our calculators are for illustrative purposes only. Past performance does not guarantee future results. All investments carry risk including the possible loss of principal.

6. Limitation of Liability

Fiiuno and its operator shall not be held liable for any financial loss, investment decision, or other harm arising from reliance on information or tools provided on this platform. Use of Fiiuno is entirely at your own risk.

7. Seek Professional Advice

Before making any significant financial decision — including investments, insurance purchases, loan applications, tax filings, or retirement planning — we strongly recommend consulting with:

  • A SEBI-registered Investment Adviser for investment decisions
  • A Chartered Accountant (CA) for tax planning and filing
  • An IRDAI-licensed adviser for insurance planning
  • A certified financial planner for comprehensive financial planning

8. Contact

For questions about this disclaimer, contact us at support@fiiuno.in.